5% Seller Concession on Quick Move-In Homes at The Trails What could 5% do for your move?
For a limited time, select quick move-in homes at The Trails include up to a 5% seller concession — seller-paid help that may be used to buy down your interest rate, lower your monthly payment, or cover eligible move-in costs.
If you have been waiting for rates to drop, this may be a way to make the numbers work now.
Available on select homes ready for move-in by August. Offer ends July 6.
See how 5% could change the numbers
On a $699,990 home, 5% could mean almost $35,000 in potential buyer benefit.
That seller concession may be used to help qualified buyers:
A 4.99% 7/6 ARM may be possible for qualified buyers using the 5% seller concession, based on a 740 credit score and 20% minimum down payment.*
The best way to understand what this could mean for your move is to tour an eligible quick move-in home and let our team help you run the numbers.
Featured Quick Move-In Opportunity 2182 Silk Avenue | Cambria Plan
This move-in ready Cambria floor plan offers the space, flexibility, and timing buyers are looking for this summer.
Priced at $689,990
4 bedrooms
2.5 baths
Approx. 2,398 sq. ft.
Move-in ready
Eligible Quick Move-In Homes Available Now
The Trails has select homes available for move-in by August, giving buyers the opportunity to settle into a new Raymus home this summer.
Each eligible quick move-in home may qualify for up to a 5% seller concession through July 6.
Run the Numbers at The Trails
The 5% seller concession is not one-size-fits-all. How it works depends on the home, buyer qualifications, loan program, and how the funds are applied.
Visit The Trails to tour eligible quick move-in homes and let our team help you understand how this seller-paid 5% could make your move possible.
The Trails Sales Office
1909 Wayfarer Avenue
Manteca, CA
*5% seller concession available on select quick move-in homes at Strand Collection at The Trails through July 6, 2026. Quick move-in homes are defined as homes available for move-in on or before August 31, 2026. Buyer must meet all eligibility requirements. Concession amount, use of funds, financing terms, pricing, availability, closing timelines, and included features are subject to change without notice. Concession may be subject to loan program limits and lender approval. Rate example is for illustrative purposes only and is subject to buyer qualification, credit approval, loan program limits, market conditions, and lender guidelines. Example 4.99% 7/6 ARM assumes qualified buyer with 740 credit score and 20% minimum down payment. Terms may change without notice. Offer requires financing through Seller’s affiliate, Collective Mortgage; however, use of Collective Mortgage is not required to purchase a home. Offer may not be combined with any other offers. See Sales Team and lender for full details.